Product
One balance, and an account number to fill it
Most bill apps ask for a card every time you pay. SwiftDesk moves the slow part to the start: you fund a balance once, from any bank, and every payment afterwards comes out of it in a couple of taps.
- Fund it from
- Any bank
- Typically reflects in
- ~1 min
- Account issued
- In your name
- Cards required
- None
- 01
Your account number is issued on sign-up
Once your identity is verified, a dedicated account number is issued at a partner bank and matched to your name. There is nothing separate to apply for.
- 02
Transfer to it from anywhere
Treat it like any other bank account. Send money from your salary account, from a USSD transfer, from someone else — it all lands in the same balance.
- 03
Spend it across every service
Airtime, data, electricity and cable all draw from that one balance, so you are never topping up per category or re-entering card details.
Credited automatically
Inbound transfers are matched and credited without anyone pressing a button. You are not waiting on an agent to confirm your payment.
Your balance is visible at a glance
The home screen leads with what you can actually spend, plus what came in and went out — so you are never guessing before a payment.
Talk to us about SwiftDesk
Questions about coverage, onboarding or how funding works? Send us a note and a person will answer.